Neighbors refuse resident's demand to co-sign for his loan so he can take his kids to Disney World: ‘He is now going to other neighbors and asking them’

Author image for Bar Mor Hazut
Bar Mor Hazut • Senior Editor
Jul 17, 2026 11:15 AM EDT

How far does your helping hand reach when it comes to your neighbors?

Even if you are the kindest and most generous person, you know that boundaries must be set; otherwise, you will never get a break from helping people. As soon as you reach out and give a helping hand, you are creating an opening for people to ask something of you anytime they need it. You might not mind it at first, but after the number of requests reaches double digits, you might feel differently, and by then, it could be too late to put a stop to it.

While there is truly nothing wrong with wanting to help others, it doesn't hurt to do so with caution and carefully choose the way you decide to help.

If a neighbor asks to borrow your ladder, the risks are very low. At the most, you give them the ladder and never see it again, but at least you helped someone out. If a neighbor asks you to co-sign a loan for them, that is a request with many risks that we would not recommend agreeing to.

Anything involving money is a high-risk favor, really, but co-signing on a loan might be the riskiest one. Your neighbor could easily make you default on the loan and force you to pay it all, and depending on how big it is, you could be out tens of thousands of dollars just because you wanted to offer a helping hand.

Not to mention that as soon as you agree to something like this, the money requests will never stop coming. Anytime this neighbor needs to fund something, they will turn to you. You already agreed once; what's the harm in doing it again and again?

That is why the neighbors in the story below refused to co-sign on a neighbor's loan for a Disney trip with his kids. First, because it is an insane request, and second, because they knew they would never hear the end of it. The helping hand does not reach that far.

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  • Two neighbors talking outside.
    via Getty Images

    Two neighbors talking outside. 

    Subjects are models.

  • Entitled neighbor mad that we won't co-sign for a loan for his Disney trip.

    We have a nieghbor that constanly "patrols" the neighborhood, always want to know what each of us is doing and likes to point out
    via Reddit_Jail_June2005
  • any city violation, as a "favor". We have never done anything social with him or his family in 10+ years living here. Anyway, last week, he asked my wife if her & I
    via Reddit_Jail_June2005
  • would co-sign for him on a $15k loan so he could take his kids to Disneyworld. He said that times are tough and this may be the only chance
    via Reddit_Jail_June2005
  • they had to get away and make memories for their family. When I found out what he wanted, I went to his house and let him know that
    via Reddit_Jail_June2005
  • we would not be co-signing for him. He got super pied and slammed the door in my face. Aparantly, he is now
    via Reddit_Jail_June2005
  • going around to other neighbors and asking them. He's got one hil of a set of brass ones!
    via Reddit_Jail_June2005
  • The Disney castle at Disney World.
    via Kitera Dent

    The Disney castle at Disney World.

  • BrinsonRobert11 I get the feeling that he expects to default on the loan and make you pay for it. Then again it's obvious he has no friends or family to ask.
    via BrinsonRobert11
  • Own-Rip-5066 If you need a loan to go on vacation, you shouldnt be going on that vacation...
    via Own-Rip-5066
  • trikaren That is literally insane
    via trikaren
  • Due-Response4419 I would be worried about any elderly neighbors that might get talked into doing this.
    via Due-Response4419
  • Creative-Isopod-8357 He probably honestly believes he's very good friends with all of you and that you all truly appreciate his "tips" about city
    via Creative-Isopod-8357
  • violations. He's so convinced that you are such good friends that he can't imagine you wouldn't be willing to cosign
    via Creative-Isopod-8357
  • Intelligent-Box-9462 Wow, entitlement! That would be a total loss. Good for you to say no and not be intimidated.
    via Intelligent-Box-9462
  • SafeWord9999 Lock down your credit. How do you know he hasn't been stealing your mail and info to get enough info on your identity
    via SafeWord9999

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Tags

neighbors disney neighborhood disney world loan family trip entitled people vacation
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